Keen

the friend who's annoyingly good with money.

runs Checkups on your bills. finds waste. catches price hikes. lives in your messages.

Text Keen

free to start. no app. no account.

how it works

  1. 1

    text me

    like you'd text a friend. no app, no account, no setup. I answer in seconds.

  2. 2

    name a bill — that's a Checkup

    I look up what people in your state are actually paying right now. 30 seconds and you know if you're getting hosed.

  3. 3

    I keep watching

    monthly bill rechecks. free-trial alerts before they charge. goal tracking across months. I remember every detail you share. I show up when something changes.

what that looks like

three real conversations. not a feature list.

I pay $95 for spectrum internet
florida average is around $87. you're a few bucks over but spectrum runs new-customer promos at $49.99 for the same speeds — that's an old-customer tax.
I'll watch this monthly and flag if it widens. with Pro + your bank connected I'd already be on the call.
can I afford a $80 pair of shoes
you've got about $37/day right now until friday's paycheck.
$80 is two tight days then you're fine. go enjoy the shoes.
spectrum just bumped me again. they keep doing this
fourth hike since january. that's the spectrum game.
arizona market is still around $76. you're at $145 now. $69/mo over, $828/yr. up to you.
$5K Challenge

5 days. all your money.

A guided 5-day arc, Mon–Fri, ~5 minutes a morning. By Friday you'll know what most people don't: the gap between what you think you spend and what you actually do.

  • Mon — the confession. 3 habits you already know aren't great.
  • Tue — the vampires. forgotten subs, free trials, auto-renewals.
  • Wed — the overcharge. your bills vs current market rates.
  • Thu — the daily drip. coffee, doordash, the small stuff.
  • Fri — the gap. day 1 you guessed your numbers. day 5 you know.
Start the $5K Challenge

free. no app. opens iMessage with the right text.

pricing

free is the brain. Pro is the hands.

free

$0 / forever

  • unlimited honest financial advice. real searches, real numbers.
  • Checkups: bill comparisons, market rates, affordability calls.
  • reminders, goals, free-trial alerts, receipt memory.
  • monthly rechecks on the bills you've shared — I flag price hikes and market drops.
pro
$19 / month

everything in free, plus the calls.

  • Keen finds the bills worth fighting and runs the negotiations with retention. unlimited.
  • subscription cancellations + bank-fee recoveries.
  • optional: connect your bank — Keen catches zombie subs, price hikes, and bank fees automatically.
  • 21-day refund: don't save you $19, you owe nothing.
Text Keen

most people waste $200–$400/month on bills they could negotiate and subscriptions they forgot about.

read-only. always.